In my previous post I gave a brief overview of the Investopedia stock market Simulator. I also included a short video to walk you through your first trade. Here is the second video showing how our first trades did after one day in the market. → Read More . . .
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To invest money, I have to spend less than I make and save the leftover amount for a long time. This means I have to give my money to a savings account, mutual fund, stock broker, etc. I lose control of my money for a time with the hope (hopefully educated hope) that when I get it back it will have grown. → Read More . . .
The issue with this dream is that I have heard too many stories about how lottery winners end up bankrupt within a few years. Or how it wrecked their marriage and family life. → Read More . . .
I have a good job that meets our basic needs very well. But like most of us, I find that there are many things that we cannot do because we do not have enough money. So many times I get worked up about this and think about getting a second job or working harder and more hours so I can get promoted faster. Today I was reading Proverbs chapter 23. Here is a → Read More . . . Linda and I signed the papers on our first house in 1996 after we had been married for just two years. We bought in an older neighborhood near Dallas, TX. The mortgage payment was more than we had been paying in rent but we were both working at the time and we made it work. We lived in the house for the next five years before we decided to move to Ohio in late 2001. → Read More . . .
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How does one start investing? This is a common question. I have a really simple answer: One has to start giving.
We have all dreamed about winning the lottery. Especially when all our coworkers at the office come in and announce, “the jackpot is up to 200 million!” and a they are gathering a pool to buy tickets. We all say, “If we win, don’t expect to see me at work tomorrow!” It is natural to dream of getting a huge mass of money out of nowhere and then live a life of ease on the beach somewhere.
These days it is difficult to buy anything with just one Quarter. Sometimes you can still get a gum ball from a candy machine or maybe one of those little chocolate, after dinner mints at a restaurant (I love those mints!). 25 cents just isn’t worth much. … For me, a Quarter is my nearly priceless magic key … 
We have adopted twice and are starting the process for our third adoption. Last year we also made the decision to send our first daughter to a private, Christian school for kindergarten. These are very expensive decisions. I do make an above average salary at my job but Linda does not work outside the home so we live on my salary alone. The question we sometimes get is, “how can you afford that?” 
Today is Father’s day. About three days ago my wife and I decided it was time to start the process for our third adoption. We now have two beautiful girls from China but we have also wanted to adopt a boy. I looked up adoption tax credit 2011 and found the credit for 2011 will be $13,170.