One of our friends posted this as their status on Facebook: Dear Congress, Last year I mismanaged my funds and this year I cannot decide on a budget. Until I have come to a unified decision that fits all of my needs and interests, I will have to shut down my checkbook and will no [...] → Read More . . .
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 2 comments - (Comments are closed)  Finance  Budgeting, Credit Card, Debt, Investing, Investopedia, Money, Stocks
2 comments - (Comments are closed) Family, Finance Adoption, Budgeting, Daughters, Debt, Fathers, Generations, Inheritance, Investing, Money, Social Security
6 comments - (Comments are closed) Finance Blogging, Budgeting, Christian, Credit Card, Debt, Giving, Investing, Money
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Because I am planning to talk more about investing in the stock market, it only makes sense to talk about what to do before taking that step. While I feel that everyone should invest, and the earlier we start the better, it may not be the right time for everyone. 
Recently I came across some statistics on inheritance in America. I was quite disturbed by the numbers. Apparently, less than 10% of Americans ever receive an inheritance of any kind. Only 1.6% get $100,000 or more. Should we leave an inheritance for our children? 
Today we received a letter from our bank. The outside of the envelope says, “You deserve a Payment Holiday.” The first line of the letter says, “We have a gift for you this holiday season – a way to put more cash in your pocket.” Doesn’t that just sound wonderful? But, is my bank really looking out for my best interest? 
I want to share a list of my favorite personal finance blogs. I like to follow other blogs that have been successful. I like to see how they operate their blog and business; see what works for them on a daily basis. I have picked up many helpful tips just by watching what others do. 
We have adopted twice and are starting the process for our third adoption. Last year we also made the decision to send our first daughter to a private, Christian school for kindergarten. These are very expensive decisions. I do make an above average salary at my job but Linda does not work outside the home so we live on my salary alone. The question we sometimes get is, “how can you afford that?” 