One of our friends posted this as their status on Facebook: Dear Congress, Last year I mismanaged my funds and this year I cannot decide on a budget. Until I have come to a unified decision that fits all of my needs and interests, I will have to shut down my checkbook and will no [...] → Read More . . .
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 2 comments - (Comments are closed)  Finance  Budgeting, Credit Card, Debt, Investing, Investopedia, Money, Stocks
2 comments - (Comments are closed) Family, Finance Adoption, Budgeting, Daughters, Debt, Fathers, Generations, Inheritance, Investing, Money, Social Security
6 comments - (Comments are closed) Finance Blogging, Budgeting, Christian, Credit Card, Debt, Giving, Investing, Money
Linda and I signed the papers on our first house in 1996 after we had been married for just two years. We bought in an older neighborhood near Dallas, TX. The mortgage payment was more than we had been paying in rent but we were both working at the time and we made it work. We lived [...] → Read More . . .
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Because I am planning to talk more about investing in the stock market, it only makes sense to talk about what to do before taking that step. While I feel that everyone should invest, and the earlier we start the better, it may not be the right time for everyone. 
Recently I came across some statistics on inheritance in America. I was quite disturbed by the numbers. Apparently, less than 10% of Americans ever receive an inheritance of any kind. Only 1.6% get $100,000 or more. Should we leave an inheritance for our children? 
I contacted several local insurance agencies in town and asked them how much does renters insurance cost? I discovered that renters insurance is relatively inexpensive and in some cases may actually cost zero money. 
I was shocked when I got an email from my payroll department saying they are implementing the Social Security payroll tax cut. I was shocked for two reasons. One, I did not know the tax cut was coming and two, I could not believe the government would cut the Social Security tax. Now the question is, “what should we do with the extra 2% in take-home pay?” 
Today we received a letter from our bank. The outside of the envelope says, “You deserve a Payment Holiday.” The first line of the letter says, “We have a gift for you this holiday season – a way to put more cash in your pocket.” Doesn’t that just sound wonderful? But, is my bank really looking out for my best interest? 
I want to share a list of my favorite personal finance blogs. I like to follow other blogs that have been successful. I like to see how they operate their blog and business; see what works for them on a daily basis. I have picked up many helpful tips just by watching what others do. 
Today is Father’s day. About three days ago my wife and I decided it was time to start the process for our third adoption. We now have two beautiful girls from China but we have also wanted to adopt a boy. I looked up adoption tax credit 2011 and found the credit for 2011 will be $13,170. 